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Before Hurricane Season: A Home Insurance Checklist

A pre-season checklist for homeowners: confirm your hurricane deductible, close the flood gap, review your dwelling limit, and build a home inventory.

Before Hurricane Season: A Home Insurance Checklist

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Author Rate Insurances EditorsCategories Storms and Disasters

What People Get Wrong About Life Insurance Payouts

Clears up common misconceptions about life insurance payouts, from contestability periods and lapses to payout options and why claims take time.

What People Get Wrong About Life Insurance Payouts

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Author Rate Insurances EditorsCategories Life Insurance

Group Life Insurance or an Individual Policy?

How group life insurance from an employer compares with an individual policy on cost, coverage amounts, underwriting and what happens when you change jobs.

Group Life Insurance or an Individual Policy?

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Author Rate Insurances EditorsCategories Life Insurance

If a Customer Gets Hurt at Your Business: What to Do

A step-by-step guide for small business owners: what to do after a customer is injured on your premises, what liability insurance covers, and how claims move.

If a Customer Gets Hurt at Your Business: What to Do

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Author Rate Insurances EditorsCategories Small Business Cover

How to File a Home Insurance Claim After Storm Damage

A step-by-step walkthrough of filing a home insurance claim after wind, hail or tree damage, from documenting losses to understanding the payout.

How to File a Home Insurance Claim After Storm Damage

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Author Rate Insurances EditorsCategories Storms and Disasters

Does Renters Insurance Cover Theft From My Car?

Renters insurance often covers belongings stolen from your vehicle, but not the car itself. How limits, deductibles, documentation and exclusions work.

Does Renters Insurance Cover Theft From My Car?

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Author Rate Insurances EditorsCategories Renters and Condo

Getting Started With Condo Insurance: A First-Timer’s Guide

How an HO-6 condo policy works with your association’s master policy, what it covers, and what to check with your HOA before you buy.

Getting Started With Condo Insurance: A First-Timer’s Guide

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Author Rate Insurances EditorsCategories Renters and Condo

A First-Timer’s Guide to Buying Life Insurance

A step-by-step walkthrough of buying life insurance for the first time, from the application and medical exam to underwriting and the free-look period.

A First-Timer’s Guide to Buying Life Insurance

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Author Rate Insurances EditorsCategories Life Insurance

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About Rate Insurances

Plain-English guides to life, car and home insurance. We don’t sell insurance, and our guides are general information, not advice.

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